Our platform combines compliant dual pricing, modern POS systems, and next-day funding to help you eliminate unnecessary costs and turn every sale into stronger profit.
We help business owners cut operating costs, improve cash flow, and modernize payments with transparent pricing, hands-on onboarding, compliant dual pricing, and integrated business banking.
![image of successful businesses [interface]](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692cc5df88d5722e90760717_AdobeStock_1252473012.jpeg)
SafeHarbor supports fast-paced environments with quick chip, tap, and contactless payments, kitchen printers, and reliable POS uptime during peak hours. Dual pricing helps protect thin margins while next-day funding keeps daily cash flow steady.
![[interface] image of a mobile banking app interface on a tablet with hands interacting](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692cc7e48ab4e775f0a724d3_AdobeStock_513509199.jpeg)
Retailers use SafeHarbor for inventory-ready POS systems, smart terminals, and self-service kiosks that speed up checkout and reduce lines. Clean reporting and dual pricing eliminate surprise fees while improving daily reconciliation.
SafeHarbor enables mobile tap-to-pay, on-site invoicing, and instant payment collection directly in the field. Fast funding and access to working capital help cover payroll, materials, and rapid growth.
Hotels rely on SafeHarbor for seamless front-desk payments, mobile check-in, incidentals, and secure card-on-file transactions. Dual pricing protects margins on high-ticket stays and group bookings.
SafeHarbor powers appointment-based checkout with tip-friendly payment flows, modern POS systems, and transparent statements. Dual pricing supports profitability without disrupting the client experience.
![[interface] image of a mobile banking app interface on a tablet with hands interacting](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692cc7e3e6b916eae475bfb4_AdobeStock_306011495.jpeg)
Auto shops use SafeHarbor for high-volume daily transactions, large repair tickets, and full shop POS systems with printers and scanners. Built-in access to capital supports parts purchasing and operational expansion.
SafeHarbor provides secure, compliant payment processing for in-office, contactless, and recurring billing. Transparent statements and faster deposits improve operating cash flow and simplify back-office accounting.
Online sellers use SafeHarbor for secure virtual terminals, payment links, subscriptions, and high-volume transaction processing. Next-day funding and built-in risk controls support scalable online growth.
Integrated banking, payments, and funding for modern merchants.
Offer compliant dual pricing to reduce or remove card processing costs. Boost profit margins while staying fully within industry regulations.
Access your funds the next business day with direct deposits into your business account—no outside bank delays or hidden holds.
Choose from smart terminals, kiosks, and enterprise POS stations. All hardware is supported and installed by our in-field team.
Manage payments and business finances in one place. Enjoy FDIC-insured accounts, transparent pricing, and real-time reporting.
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Apply for working capital, lines of credit, or equipment financing. Fast approvals and funding, subject to underwriting.
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Get hands-on onboarding, in-field setup, and ongoing support from U.S.-based experts. We’re here to help your business succeed.
We provide a full range of modern, reliable payment processing equipment designed to meet the needs of businesses of all sizes and industries.
Large touchscreen ordering kiosks with built-in scanning and high-speed printers for fast, unattended checkout.
Full countertop POS systems with integrated card readers and thermal printers.
Compact terminals for chip, tap, swipe, and mobile wallet payments.
Ultra-fast receipt and order printing with triple protection for hot, wet kitchen environments.
Touchscreen monitors for real-time order routing, prep timing, and workflow optimization.
Built-in compatibility with platforms like Uber Eats for same-day payouts.
Heavy-duty cash drawers with high-capacity coin and bill trays.
High-speed scanners with vibration alerts and anti-slip grip for rapid item processing.
Compact wireless networking hubs for stable terminal-to-terminal communication.
Open a full business checking account with secure online banking and fast access to your funds. This account becomes the central hub for your payment deposits, reporting, and cash flow management.
You receive fully programmed smart terminals, complete POS systems, and kiosks when needed, all professionally configured for your business. Every device is optimized for speed, accuracy, and compliant transaction processing.
Your business can accept chip, tap, swipe, mobile, contactless, and cash payments with complete flexibility. This ensures a smooth checkout experience for every customer, regardless of how they choose to pay.
Your deposits settle directly into your WOW business account, typically by the next business day. Faster funding improves cash flow, payroll timing, inventory purchasing, and overall financial control.
The #1 Fastest-Growing Billing Method in the U.S.
Dual pricing allows merchants to eliminate approximately 95–100% of traditional processing fees while instantly increasing profit margins by 3–5% when implemented correctly and in full compliance. This pricing model is now widely used across restaurants, HVAC, auto repair, salons, retail stores, cafés, and medical offices, with over 50% of small businesses nationwide adopting some form of it.
To remain legally compliant, the system must clearly display two prices before checkout with the cash price shown as the primary option and the card price as the alternate, ensure terminals calculate fees accurately, apply pricing equally across all card brands, follow all surcharge and cash-discount rules, print receipts with proper compliance language, and store daily transaction reports in the correct regulatory format.
Not All Payment Processors Are Equipped For This. Here's Why We're Different:
Compliant Hardware
Our POS systems and terminals are built specifically to support dual pricing the right way. They display both cash and card prices, calculate fees accurately in real time, print compliant receipts, and push correct batch settlements without manual adjustments.
Bank Relationships
Our banking partners explicitly allow compliant dual pricing at the account level. This approval is critical, because many processors are contractually blocked by their banks from offering dual pricing at all.
Aligned Business Model
We are not dependent on your 3–4% processing fees to generate our profit. Because our success is not tied to your card fees, we are structurally aligned to help you reduce or eliminate those costs.
Compliance & Support
Our merchant agreements, pricing disclosures, POS programming, and settlement reporting are already structured for dual pricing compliance. Our onboarding includes trained compliance specialists and in-field installation teams to ensure everything is set up correctly from day one.
![image of successful businesses [interface]](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692cc7e1f177cc50726f49f0_AdobeStock_1604751814.jpeg)
Get clear, straightforward answers about dual pricing, next-day funding, hardware, business banking, and support. We make payment processing simple and compliant.
Safeharbor does not lock you into contracts for processing or equipment. If you’re ever less than 100% satisfied, you can return the equipment and close your account at any time – no penalties, no hassle.
We provide state-of-the-art Sunmi smart POS systems, terminals, and kiosks preloaded with our software. These systems are fast, modern, and built to handle restaurants, retail, and service businesses of all sizes.
You receive 24/7 U.S.-based support, including onboarding, troubleshooting, and on-site hardware help when needed.
Absolutely. Our technicians provide full onboarding and staff training at no charge. We make sure your team feels confident using the new system before we leave.
Most approvals are completed within an hour once we receive your application and supporting documents. After that, one of our technicians will contact you to schedule installation at a time that works best for you.
You may qualify for a contract buyout or a “non-processing fee” reimbursement, depending on your transaction history. If you qualify, Safeharbor ensures you won’t pay out of pocket to switch.
Most installations take only a few hours. We schedule around your business hours, often during off-times, so you don’t lose sales while getting set up.
We offer free replacements and 24/7 support. If your POS ever has an issue, our support team will troubleshoot and ship replacements quickly to minimize downtime.
We start with a brief intro call to understand your business model, current processor, monthly volume, and goals. This allows us to quickly identify whether dual pricing or flat-rate processing is the best fit.
We review your current effective rate and model your projected monthly and annual savings. You’ll see exactly how the platform impacts your bottom line before moving forward.
You complete a simple, secure merchant application so we can verify your business and begin the approval process. This step ensures compliance with banking and card network requirements.
Your application is reviewed by our underwriting and banking partners for final approval. Most approvals are fast, and we provide real-time updates throughout this stage.
Once approved, your POS systems and terminals are programmed specifically for your business, including pricing setup, reporting preferences, and compliance settings.
If needed, our team coordinates in-field installation and system testing to ensure everything is fully operational before launch. This prevents downtime and ensures a smooth transition.
Your system goes live with full payment acceptance and deposits settling directly into your WOW business account, typically by the next business day. Our support team closely monitors your first transactions.
You receive clear monthly reporting showing transaction activity, deposits, and real savings from dual pricing. We continue to support, monitor, and optimize your account as your business grows.
![[interface] image of a mobile banking app interface on a tablet with hands interacting](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692cc7e13caaeaf05028dc7a_AdobeStock_1571641899.jpeg)
![[interface] image of a mobile banking app interface on a tablet with hands interacting](https://cdn.prod.website-files.com/692b5debcda04036ff8cc995/692ccb909af4a5b0e45fd7a9_AdobeStock_273642928.jpeg)
Request your free savings analysis and discover how much you can save with dual pricing, next-day funding, and integrated business banking.